It doesn’t take a genius to figure out that we (Americans in particular) are in a boatload of hurt, financially. Take the outliers away, and we’re a nation (and world) floating up to our eyeballs in debt. Here’s a test for those of you who commute to work. On your way to work, or your way home, count how many payday loan shops, pawn shops, and quick cash shops you pass.
I have never hid the fact that I credit Dave Ramsey and his book, Total Money Makeover, with being one of the big catalysts in our financial turn around. The guy is inspirational when it comes to money. Not everyone thinks he’s all that, but the fact of the matter is that he’s helped thousands of people get control of their finances and turn their lives around. Now, he’s setting his sights a bit higher. On the nation.
He’s come up with this idea of a “Great Recovery“, where we take it upon ourselves to educate each other on the proper way to manage our money, and lead each other in the a more biblical usage of money. He explains it a heck of a lot better than I ever will. Go and watch the kickoff event he held for it last night.
I don’t know if we can pull it off, but shouldn’t we try? I know that’s one of my purposes here, at Beating Broke. I want to help you become better with your money. Along the way, I know I’ve learned a few things myself.
I started this blog to share what I know and what I was learning about personal finance. Along the way I’ve met and found many blogging friends. Please feel free to connect with me on the Beating Broke accounts: Twitter and Facebook.
You can also connect with me personally at Novelnaut, Thatedeguy, Shane Ede, and my personal Twitter.
Harri @ TotallyMoney says
Whilst I’m not sure I’m fully behind Dave Ramsey, I think that there’s a lot to be said for helping one another make more informed decisions with their money and finances.
krantcents says
I have never listened to Dave Ramsay, but whatever works for you is good. I believe in the message that it is up to you though. We as individuals can do much more and have more control over ourselves than anybody realizes.
101 Centavos says
Good for Dave Ramsey. I stopped listening to his podcast quite some time ago, as it was getting repetitive. But he sure can communicate.
Dixie says
I am addicted to listening to Dave Ramsey! It pushes me to understand the value of money and use it if you have it…
My University Money says
I’m only a Canadian, but I think someone needs to have a “Great Recovery” talk with our respective governments!
TJT says
Dave Ramsey’s blog and podcast, I just don’t trust them. His concept is not wrong, but there are many places (like your blog and mine) that accomplish the same goal without selling something.
He is clearly selling something. And would a true money saver need to sell something?
serg says
TJT- So, because someone is selling you something, you don’t trust them? Have you ever bought anything? you have a blog right? Aren’t you selling your message? Sorry I visited this site. . . =(
B.B. says
I’m not sure that’s a fair assessment, Serg. The difference, to me, is that a blog gives quite a bit of free content away. Sure, there maybe some advertising or a product or two, but for the most part, it’s a free thing. “Selling your message”? How do you sell a message if you don’t make anything directly from it? Thanks for stopping by.
Carla says
I’m debt free thanks to Dave Ramsey’s Message. I never bought a thing from his organization plus his radio show sent me a copy of his book free, because buying wasn’t in my budget;)
Virginia says
TJT – if you’re not selling something then you’re not working – I sell my time everyday by showing up and doing my job.
The Great Recovery is an outstanding concept and I’m proud to say I’ve been a Dave fan for 2 years now and his ideas (that he credits to God and Grandma) work. Can you still come up with excuses? Absolutely. But if you really take a good look in the mirror you can manage your money the right way and not be a slave.
Zach says
Dave Ramsey writes a great book, he keeps it simple.
Emily says
Thanks for reminding me to check out Dave Ramsey.
As for not trusting someone b/c he sells stuff – OMG! Quit going to Walmart, then! Go live in a tent in the hills and live off the land. This is the United States of America. People are still well within their rights to have a small business and be successful. And if you had any idea how much stuff and money Ramsey gives away…