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8 Etiquette Rules That Instantly Make You Look Classy

September 2, 2025 By Teri Monroe Leave a Comment

etiquette rules you need to follow
Image Source: 123rf.com

You don’t have to be a millionaire to have class. Dining out at expensive restaurants isn’t the only place to display etiquette. True class comes from the way you carry yourself every day and how you treat those around you. Manners and etiquette are always in style. A few timeless etiquette rules will help you change the way people perceive you. Here are 8 small changes you can make right now to add instant class to your life.

1. Always Say “Please” and “Thank You”

Politeness is the key to good etiquette. Remembering to say “please” or “thank you” shows gratitude and respect in any situation. These simple words can transform the way people feel. It’s a small detail, but it leaves a big impression. Kindness is always in style.

2. Put Your Phone Away When Engaging

In a world where genuine connection and attention spans are waning, be the exception. Few things look less refined than scrolling while someone is talking. Giving your full attention shows respect and presence. Whether in conversation, at dinner, or even waiting in line, eye contact signals poise. You may even find that you don’t need to rely on your phone the way you did in the past.

3. Hold the Door for Others

Do you hold the door for others? If not, you could be seen as rude and uncaring. Simple gestures of consideration speak volumes. Holding the door, letting someone pass, or stepping aside in a crowd shows awareness of others. Those who notice the little things always stand out as classy.

4. Respect Personal Space

Getting in someone’s face can be seen as abrasive. In addition, speaking too loudly or interrupting can feel invasive. Knowing boundaries shows both self-confidence and respect for others. Classy people know when to step forward and when to hold back. The balance makes interactions smoother. Respecting space is a silent form of sophistication.

5. Dress Neatly

You don’t need expensive clothes to look classy. Good etiquette means maintaining a neat appearance. That requires cleans, well-fitting clothes and good hygiene. Wrinkled or stained clothing sends the message that you don’t have self-respect. Neatness communicates attention to detail.

6. Write Thank-You Notes

In a world of quick texts, handwritten thank-you notes feel rare and thoughtful. Taking the time to express gratitude in writing shows sincerity. Whether after a gift, a dinner, or a kind gesture, a note lingers long after words are spoken. It’s an old habit that instantly elevates your image. Gratitude never goes out of fashion.

7. Don’t Gossip or Speak Ill of Others

Talking negatively about people makes you look small, not sophisticated. It’s a good rule of thumb to treat others as you would want to be treated. When you avoid negativity, people feel safe and respected around you. Remember, if you don’t have anything nice to say, don’t say anything at all.

8. Master Table Manners

You don’t need to dine at a Michelin-starred restaurant to have good table manners. Whether at a restaurant or at home, the way you eat says a lot about you. Using utensils correctly, chewing quietly, and waiting your turn to speak all signal refinement. Even casual meals feel elevated when shared with good manners. Dining etiquette is one of the most visible signs of class. Table behavior often defines the memory you leave behind.

Why Class Never Goes Out of Style

Looking classy is less about wealth and more about respect for yourself and for others. Etiquette rules, though simple, leave lasting impressions that elevate everyday interactions. From small words like “thank you” to thoughtful gestures like handwritten notes, these habits show grace without effort. True class doesn’t demand attention; it quietly earns admiration.

Which etiquette rule do you think makes the biggest difference? Share your thoughts in the comments and let’s see which habits people notice most.

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Filed Under: Lifestyle Tagged With: classy habits, communication tips, etiquette rules, social manners, timeless etiquette

No Savings, No Car, No Clue: Navigating an Accident While Living Paycheck to Paycheck

August 20, 2025 By Erin H Leave a Comment

Life has a way of throwing curveballs when you least expect them. One minute you’re navigating your daily commute, juggling work shifts, and budgeting down to the last dollar. The next, you’re dealing with the fallout from a car accident—no transportation, no savings, and no clear roadmap for how to recover. If you’re living paycheck to paycheck, even a minor accident can spiral into a financial and emotional crisis.

Welcome to a reality many Americans face. According to a 2023 report by LendingClub, about 62% of U.S. adults live paycheck to paycheck, meaning any unplanned expense—like a car accident or injury—can throw their entire financial life into chaos.

So, what do you do when you have no savings, no car, and no clue? Here, we’ll guide you through the chaos of recovering from an accident while living on the edge financially, offering both practical advice and hope.

The Immediate Aftermath: Health and Safety First

Your first priority after any accident—whether it’s a car crash, slip and fall, or workplace injury—is your health. It might feel impossible to focus on self-care when you’re already calculating how much this will cost, but remember: neglecting treatment can cost you more in the long run.

Even a “minor” injury like a broken bone can take serious time to heal. According to UCLA Health, it takes about eight weeks for a broken bone to heal. That’s two months of potential income lost if your job doesn’t offer paid leave—and most hourly wage jobs don’t.

If you’re injured:

  • Get checked out immediately: Even if you don’t have insurance, community clinics or urgent care centers may offer sliding-scale fees.
  • Document everything: Medical visits, receipts, pain levels, and how your injury impacts your daily life.
  • Don’t skip follow-ups: Incomplete treatment can complicate legal claims and prolong your recovery.

No Car, No Problem? Not Quite

For many people, a car isn’t a luxury—it’s a lifeline. It gets you to work, picks up the kids, gets groceries, and more. If your car is totaled or out of commission, your entire life is disrupted.

If you’re without a car:

  • Look into public transit, rideshare, or carpooling with coworkers or neighbors.
  • Some cities offer short-term emergency transportation programs—check with your local Department of Human Services or nonprofit organizations.
  • If the accident wasn’t your fault, you may be able to get a rental car covered through the other party’s insurance. Ask specifically about this when you file a claim.

Money Woes: When Savings Don’t Exist

Having no emergency fund puts you in a precarious spot. Medical bills, car repairs, lost wages—these expenses snowball quickly. So what can you do?

Check for Available Resources

Start by seeing if you qualify for:

  • Temporary disability benefits (offered in some states)
  • Medicaid or emergency health insurance
  • Local charities or nonprofits offering one-time financial relief
  • Crowdfunding platforms like GoFundMe, while not guaranteed, can provide temporary support

Talk to a Credit Union

Surprisingly, smaller credit unions may offer more flexibility than you’d expect. The highest-performing credit unions with less than $250 million in assets had effectively the same ROA (Return on Assets) as those with $5 billion in assets in 2021. Translation? Smaller doesn’t mean weaker—these credit unions often serve their members more personally and may offer:

  • Emergency personal loans
  • Low-interest credit options
  • Skip-a-payment programs
  • Financial counseling

Unlike big banks, credit unions are member-focused and may be more willing to work with you, especially in tough times.

Don’t Wait to File a Claim

You might be tempted to delay filing an insurance or legal claim—maybe you’re overwhelmed, confused, or just too busy surviving. But waiting too long could cost you dearly.

Most states have a two-year statute of limitations for personal injury claims. That means you generally have two years from the date of your accident to file a lawsuit or claim compensation. Miss that deadline, and you might forfeit your right to any financial recovery.

Even if you think your case is minor, or you’re not sure who’s at fault:

  • Speak to a personal injury attorney (many offer free consultations)
  • File an insurance claim as soon as possible
  • Document everything from day one

Living Paycheck to Paycheck: The Mental Toll

Financial stress doesn’t just impact your wallet—it takes a toll on your mental health. The anxiety of not knowing how you’ll pay next month’s rent, how you’ll get to work, or how long you’ll be out of commission is overwhelming.

Here are some ways to manage the mental strain:

  • Talk to someone. Whether it’s a friend, therapist, or support group, don’t isolate yourself.
  • Focus on what you can control. Make a list of next steps—file claims, call a credit union, apply for aid.
  • Limit doomscrolling. Constantly checking your bank balance or Googling worst-case scenarios won’t help you heal.
  • Find small wins. Got through the day? Made one important phone call? Celebrate those steps—they add up.

Preventing the Next Crisis (Even While Broke)

No one wants to be caught off guard twice. Once you’re on the path to recovery, it’s time to think about protecting your future—even if you’re still living paycheck to paycheck.

Here are low-cost steps you can take:

  • Build an emergency fund, even $5 at a time. Apps like Qapital, Chime, or Acorns can automate tiny savings.
  • Get disability or accident insurance. Some employers offer supplemental policies for a few bucks per paycheck.
  • Join a credit union. As mentioned earlier, they’re more likely to help in emergencies and offer better rates than big banks.
  • Know your legal rights. Keep track of statute deadlines, and don’t assume you can’t afford legal help—many injury attorneys only get paid if you win.

You’re Not Alone

Being broke during a crisis is terrifying. When your car’s gone, your body’s hurt, and your savings are nonexistent, the world feels stacked against you. But there are resources out there. You’re not the only one going through this—and more importantly, there are paths forward.

The key is to act early, even if it’s uncomfortable or unclear:

  • Prioritize your health
  • Seek help—legal, financial, and emotional
  • Use community resources
  • Don’t delay taking action, especially if there’s a chance of compensation

Accidents don’t wait for a convenient moment. But with a little guidance and determination, you can recover—physically, financially, and emotionally. Even if you’re starting with no savings, no car, and no clue.

Filed Under: General Finance

7 Remote Freelance Gigs Growing Faster Than You Think in 2025

August 7, 2025 By Teri Monroe Leave a Comment

freelance gigs that are growing
Image Source: Pexels

The freelance economy is booming and remote work is leading the charge. According to The Business Research Company, the freelance market is expected to surge to $8.39 billion this year, growing at an annual rate of 14.5%. Thanks to new tech and shifting workplace norms, some freelance gigs are quietly exploding in demand. If you’re looking to future-proof your income or pivot careers freelance work may be for you. These seven roles are growing faster than most people realize.

1. AI Prompt Engineer

Businesses want AI to save time, but they need humans to steer it well. As generative AI tools flood the market, companies need specialists who know how to get the best results from them. Prompt engineers craft specific inputs for AI models to generate useful content, code, or images. No coding is required just strong logic and language skills.

2. Email Marketing Specialist

Forget inbox fatigue. Believe it or not, email still converts better than most channels. Brands are doubling down on segmented, automated email campaigns and need freelance experts who can write, design, and strategize. Email marketing has a low cost, high ROI, and nearly every online business depends on it. This is why email marketing specialist roles continue to grow.

3. Short-Form Video Editor

We live in a generation where viewers are 58% more likely to watch a short video than read a message or post. Businesses know that short-form videos are valuable but may not have time to produce them for their company. With TikTok, Reels, and YouTube Shorts dominating social media, skilled editors who can make 15-60 second clips are in high demand. Bonus if you understand trends, hooks, and captions.

4. Notion Consultant

As remote teams grow, so does the need for better organization. Notion isn’t just a note-taking app anymore; it’s a business operating system. Freelancers who can build custom workspaces, dashboards, and workflows are landing long-term contracts. Startups and solopreneurs want simple, all-in-one systems, so this freelance gig will only continue to grow.

5. Voiceover Artist for AI Training

The demand for better, more human-sounding AI keeps climbing. AI assistants need diverse, natural-sounding human voices for training datasets. Remote voiceover gigs have expanded far beyond commercials and audiobooks. So, look for freelance voiceover gigs in all business sectors.

6. Online Course Content Creator

The e-learning market is projected to surpass $500B globally in the next few years. Creators, coaches, and companies are all launching courses and they need help building them. Freelancers who can research, script, design, or edit course materials are thriving. The most in-demand freelancers are those who can turn expert knowledge into engaging, easy-to-follow content.

7. Freelance Community Manager

Communities build trust and trust builds long-term revenue. Brands are investing in loyal online communities through platforms like Discord, Circle, and Slack. Freelancers who know how to nurture, engage, and moderate digital spaces are in demand. Strong community managers help turn casual followers into loyal brand advocates and paying customers.

Growing Remote Freelance Gigs to Try

Remote freelance work isn’t just surviving; it’s evolving fast. These emerging roles reflect where businesses are heading and what skills are most valuable in a digital-first world. Whether you’re pivoting careers or leveling up your side hustle, tapping into one of these fast-growing gigs could be your smartest move in 2025.

Read More

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Filed Under: career Tagged With: freelance, gig work, remote freelance gigs

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