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Teen Employment: 4 Questions to Ask Before Your Teenager Takes a Part-Time Job

May 25, 2017 By MelissaB 2 Comments

Working part-time is a rite of passage for many teens.  Teen employment can lead to increased independence—new friends at work, extra spending money, money to save, etc.  However, teens should think carefully before applying for and taking a job.  Ideally, they won’t just by default apply to the local restaurant or fast food restaurant.  Instead, they should choose a job that matches their goals and aspirations, if possible.

Before the job search begins, you and your teen should consider these questions:

Teen Jobs Employment
Orig. img. credit: Innovate Impact Media on Flickr

What is your teen’s interest?  What is your child interested in and good at?  What kind of job could he do that he would enjoy and that wouldn’t feel like a grind after a few months?  If he loves animals, maybe he could consider working at a pet store or a dog groomers.

What career is your teen considering?  If your child is a junior or senior in high school, she likely has a career choice in mind.  If she’s choosing between several, now is the time to learn more and help her narrow down her choices.

When I was a senior, I worked at a vet clinic.  I had the opportunity to work with the animals and even observe surgeries.  I had been toying with the idea of being a veterinarian, but after a summer at the job, I decided I didn’t want to invest all of the time and money it took to become a vet.  The job just wasn’t one I’d enjoy that much.

Ideally, your child’s job can help them discern if this is the right career path for them.  If it’s not, you and your child have saved thousands on an education they might not have used in the future.

What is your teen’s temperament?  How does your child do under pressure?  Is he introverted or extroverted?  Jobs available to teens can vary widely.  Some jobs will have them interacting with the public regularly while others will not.  Choose the job that best fits his temperament.

However, sometimes a good job that doesn’t perfectly fit your child’s temperament can provide learning opportunities, so also consider that a stretch in comfort level isn’t all bad.

Will this job help your child get into college or get a job in his career field?  Ultimately, a job should not just give your teen some spending money but also help her get into college or into her career field.  The jobs that teens take should be stepping stones into the life that they see for themselves.

Also, don’t be afraid to end the job if it is distracting your child from his ultimate goals.  Too often, teens take what looks to be a good job only to be given more work hours than they can handle, which causes their schoolwork to suffer.  Getting experience in their chosen field IS important and can help them get a better job later in life, but they also must focus on their studies.

Did you have a job as a teen that helped open doors for you or helped you choose your career field, or did you simply work whatever job was available?

 

Filed Under: Children, Education Tagged With: employment, jobs, summer jobs, teen employment, teen jobs, teenagers, teens

Is It Time to Give Up Your Debt Free Dream?

May 17, 2017 By MelissaB 3 Comments

From the time my son was three, I’ve been a big Dave Ramsey fan.  When my youngest children were young (two under two), I quit my job to stay home with our three kids.  We decided to get gazelle intense with our debt.  Since my husband was working part-time and attending graduate school, that meant I had to work from home.  Work I did.  I worked a lot, and I compromised my health.

While we reduced our debt a lot, we never got debt free.

Then we had a cross-country move.

We also had significant medical bills this last year when one of our children had a medical crisis, the treatments of which were not all covered by insurance.

Our income, while more than it was years ago when I was gazelle intense, has never really grown much.

My husband and I were talking about finances recently, and I mentioned that I’d like to get gazelle intense again.

But, my husband, not so much.

Give up on your debt free dream
Is there a better way?

He sees our children growing up, and he doesn’t want to work, work, work trying to pay off debt.  Instead, he wants to spend more time with the kids, take vacations with them, and just enjoy them before they fly the nest.  As fast as time is going, that will be all too soon.

Turns out, my husband is not alone in this sentiment.

Recently, I stumbled upon a Daily Worth article where the author’s husband felt exactly as mine did.  He didn’t want to spend all of his time working and penny pinching, not enjoying life, in the hopes that he would one day be debt free.  The author writes of her husband, “He didn’t want to wait another five years to take our first family vacation.  He didn’t want to give up a decade of our lives in order to live my extreme version of the American dream.  He wanted a house in a better neighborhood that was actually big enough for our family.  He wanted to spend some of the money he had worked so hard for.  He was done.”

So, too, is my husband.

That doesn’t mean we’re going to go crazy spending.  What it does mean is that we will save money to take a vacation with our kids.  (The only vacations we’ve ever had were when we took the kids along when my husband attended conferences.  I took the kids to see fun things while my husband worked—not exactly a family vacation.)

We’ll finally start putting money in the kids’ college funds, and we’ll also start funding our Roth IRAs.  (We didn’t want to do these two things until we became debt free.)

My husband is expecting a substantial raise soon, and we will use some of that money to pay down debts, but we’ll also use some of that money to enjoy now.  After all, you’re never guaranteed tomorrow. . .or retirement.

If you’re in debt, is your goal still to be 100% debt free, or are you choosing to live and enjoy your life now while paying down debt?

 

Filed Under: Debt Reduction Tagged With: debt, debt freedom

4 Alternative Spring Break Vacation Options

March 5, 2017 By MelissaB 1 Comment

Spring is right around the corner, and for many, that means spring break.  However, if you are a college student or you have a child who is one, know that spring break for many kids doesn’t mean traipsing off to a beach location to spend the week drinking and partying.  For many others, spring break can be a time to help others.

The best of both worlds is traveling to new locations AND helping others.  There are plenty of spring break options to let you do just that, and the opportunities aren’t just for college students.

While there are many reputable companies that you can choose from, these are a few to get you started.

International Spring Break Options

Alternative spring break vacation
Original img: Kristin Klein on Flickr

GoVoluntouring.  This company lets you choose your volunteer opportunity based on age, the amount you can spend, duration, and what attractions and countries interest you.  GoVoluntouring has projects in many, many different countries from Croatia to Fiji to Iceland, just to name a few, and has opportunities from teaching abroad to environmental programs to wildlife programs.

Earthwatch Institute.  Earthwatch Institute’s focus is on environmental trips including climate change, ocean health, and wildlife expeditions.  They have trips available in every continent.  Another nice feature of Earthwatch is that if you spread the news about the company via social media and other avenues, you can receive a discount on your own travel.  Just sign up to be an Earthwatch Ambassador to take advantage of this program.

National Spring Break Options

American Hiking Association.  If you’d like to volunteer without getting a passport, you might consider the American Hiking Association’s opportunities to travel within the U.S. and volunteer.  You can search by the state you’re interested in traveling to.  Then, you’ll see how difficult the volunteer opportunity is, ranging from Easy to Very Strenuous, with three additional grades in between.  A moderate project (one step up from easy) might be performing trail maintenance at Fort Pickens in Florida.  A very strenuous project might be one that requires 6 to 10 miles of hiking a day in addition to trail clearing and maintenance including removing dead trees and repairing or installing turnpikes on the trails.

If you want to serve here, be aware that each trip generally only has 6 to 13 participants, so space is limited.  They currently still have openings in their program.

The United Way.  The most cost-effective alternative spring break program is with the United Way.  For a cost of approximately $275 to $395, you’ll have the chance to volunteer for a week and work on projects such as building houses, maintaining gardens, and assisting youth.

Of course, you don’t have to go with one of these companies.  There are likely plenty of opportunities to volunteer in your own community or to take a trip to a foreign country to help others through your church.

If you’re going to spend money on a spring break getaway, why not also do good while you’re there?  You’ll likely experience the country and its people more than if you just sat on a beach as a tourist watching the sunset.

Have you ever taken a volunteer vacation?  If so, where did you go and what did you do?  If not, would you consider taking one?

Filed Under: Travel Tagged With: Spring Break, travel, vacation

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