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Our Favorite Ways to Combat High Meat Prices

October 24, 2022 By MelissaB Leave a Comment

Ways to Save on the High Cost of Meat

The prices in the grocery store keep rising, especially for protein. Like most people in the country, we try to keep our grocery budget within budget despite inflation. However, we still want to eat healthy meals and rely on something other than carbs to fill us up. So instead, we use these ways to combat high meat prices.

But First, a Clarification

We are not vegetarians and have no desire to be. We like carbs, but we don’t eat a carb-heavy diet. Instead, we try to eat a well-rounded diet, including plenty of vegetables and fruit.

Our Favorite Ways to Combat High Meat Prices

Here are the strategies we use to save when buying protein.

Buy Direct from the Farmer

For years, my husband and I bought a ¼ side of beef direct from the farmer. We’d get a lot of ground beef and cuts like chuck roast, T-bone steak, and stew meat. We didn’t buy the latter items at the grocery store because they were too pricey for our budget. However, buying directly from the farmer saved us money so that we could enjoy the more expensive cuts of meat.

Buy Clearance Meat at the Grocery Store

I love to buy meat from the clearance rack for other types of meat. For instance, a week after Easter this year, our local grocery store had eight-ounce packages of diced ham on sale for .49 cents! I bought five of them and used them in soups and omelets over the next few months. We also frequently find sausage on clearance. My husband cooks those up on the weekend, slices them, and packs a few for his lunch. Typically, he’ll eat about ¾ of a sausage with his lunch.

Use Meat as a Condiment or Meal Component

Ways to Combat High Meat Prices

We almost always use meat as a condiment or meal component. For instance, we’ll add about three ounces of meat to our spaghetti, which makes four servings. Or, we’ll make soup with one-half pound of meat in it. Likewise, stir-fries are a great way to eat a lot of vegetables with a small amount of meat.

If we make steak, we’ll serve the four of us a portion of the steak so that a 10-ounce steak will feed all four of us. We’ll have ample vegetables on the side.

Add in Some Starch to Stretch the Meal

One other idea is to add some starch to stretch the meal. For instance, I like beef stew as is, but my husband and kids always add a bit of rice to it. They enjoy the flavor, and it helps to stretch the meal further.

Final Thoughts

While we are all struggling to maintain our grocery budgets now, know that this time of high inflation will recede. However, we always combat high meat prices with these strategies. We prefer to eat this way, regardless of what the economy and grocery store prices are doing.

Read More

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Filed Under: Frugality, Saving Tagged With: frugal groceries, grocery budget, meat

Why We Have a Costco Card Even Though There Isn’t a Costco Nearby

October 11, 2022 By MelissaB Leave a Comment

Have a Costco Card Even Though There's No Costco Nearby

Our family has had a Costco membership for over ten years. We love Costco! Thanks to food intolerances, we have a special diet and cannot eat gluten or dairy; we also try to eat organic for most of our produce. Thankfully, Costco has organics at an excellent price, and they also have some gluten-free and dairy-free food that is reasonably priced. However, when we recently moved, we discovered the nearest Costco was 90 minutes away. Even so, we decided to renew our membership, and now we have a Costco card even though there isn’t a Costco nearby.

Why We Renewed Our Membership

You may wonder why we renewed our membership because we’re not going to drive 90 minutes every week or two to stock up on Costco groceries. While that’s true, a Costco membership offers excellent benefits beyond the store.

Car Rentals

We travel a lot for work and pleasure. If we’re traveling far, we like to use a rental car since our vehicles are 18 and 9 years old. The only way we rent cars is through Costco’s travel page because it saves us so much money! For instance, last year, we were able to rent a minivan for 15 days for $1,000, and we had unlimited mileage. Without our Costco card, the minivan would have cost us at least $600 more. So that one car rental alone made our Costco membership card worthwhile.

Electronics

We’re a family of five, so we need a lot of electronics! My husband and I each have laptops for work, and the kids have their own for school. We now buy our laptops exclusively at Costco.  They’re good for blogging.

Why? There are several reasons.

Warranty

Have a Costco Card Even Though There Isn’t a Costco Nearby

Costco has a two-year warranty on laptops, and if you use a Costco credit card for the purchase, you’ll get an even longer warranty. The first year the warranty is covered by the manufacturer, but Costco concierge service is an intermediary between you and the manufacturer, ensuring the repair goes smoothly. In the second year, Costco covers the repairs. For example, my son’s Chromebook had a problem, and when we called the concierge service and they couldn’t fix it, they told us to bring it back to a local Costco, and then they replaced it with a new one for free!

Customer Service

We’ve had to use the concierge service with several of our laptops; they are always so helpful and kind. They go out of their way to ensure you’re satisfied and that your device is repaired in a timely manner.

Final Thoughts

The travel discounts and electronics warranties are the primary reasons we have a Costco card, even though there isn’t a Costco nearby. However, I have heard rumors that Costco is building a location 30 minutes from us, which would make having a Costco membership even more advantageous.

Read More

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P.S. if you want a list of which Costco Laptop are the best, consider going over to cleverdude.com, they recommend the Lenovo Legion 5i (for gamers) and the HP 15.6 Touchscreen (for everyone else).

Filed Under: Frugality, Saving Tagged With: Costco, electronics, laptop

A Tip for Your Food Bank Donation

September 19, 2022 By MelissaB Leave a Comment

Tip for Your Food Bank Donation

We’re heading into the holiday season with the trio of Halloween, Thanksgiving, and Christmas. Not only does this time because more hectic for most people, but it’s also a time when people become more generous and think of donating to others. Of course, one excellent way to donate is to give non-perishable food, but consider this tip for your food bank donation.

What Is Food Insecurity?

Thanks to the pandemic and inflation, food insecurity has a strong presence in our country. According to the U.S. Department of Agriculture’s Economic Research Service, “10.2 percent (13.5 million) U.S. households were food insecure at some time during 2021.”

Due to increased demand, many food banks around the country report that they do not have enough food to give to those in need so now is an excellent time to give to a food bank.

My Experience with Food Insecurity

I have only been food insecure once in my life. I was in 7th grade, and my dad had been laid off 18 months prior. Despite actively searching for a job, he had trouble getting interviews, let alone a job.

Money in our family had always been tight, but after he was laid off, money became very tight. And then his unemployment checks ended. No job was on the horizon, and I remember the panic my mom felt. Feeding our family of four was a challenge.

A Tip for Your Food Bank Donation

That Thanksgiving, someone anonymously left us a basket filled with food. Inside was a large turkey and many canned goods. We were delighted to have that basket. For a few weeks, if we stretched the contents, we wouldn’t have to worry about where our next meal would come from.

During that time, we were always grateful for any food we received. However, most of the non-perishable food that people donated was unbranded. Of course, there is nothing wrong with off-label food, but we hadn’t eaten that way before, so the food wasn’t quite as good to my taste buds. It made me feel “poor.”

Tip for Your Food Bank Donation

But in that Thanksgiving basket, I found an item that made me feel like life was back to normal. Inside the basket were several boxes of Kraft Macaroni & Cheese, which had been my favorite before my dad had gotten laid off. I’d eaten that at least twice a week. While I was grateful for the unbranded mac & cheese we received from food banks, having the real thing, the branded mac & cheese I had loved, made me so happy! I don’t remember how the turkey tasted that year, but I still cherish how good the Kraft Macaroni & Cheese tasted.

Final Thoughts

If you choose to give to a food bank this year, I suggest that you not buy all generic foods. True, they are the most economical choice, and you can donate more food for less money when you buy off-brand. However, I promise you, some child is missing his old favorite food that is now out of financial reach for his family. So, if you buy some name-brand food to mix in with the generics, you will delight the children of the family who receive the food, I promise.

Read More

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Filed Under: Children, Giving, Married Money Tagged With: donations, food, food bank, food insecurity, Giving

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