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Find Your Frugal Tribe and Save Even More Money

January 23, 2020 By MelissaB 1 Comment

Who is your tribe?  With whom do you surround yourself?  Too often, our friends seem to be those we accidentally meet.  Someone at the gym we clicked with or a co-worker we have a connection with.  These friendships are usually made because we have at least one thing in common, something we both love that connects us.

Find Your Frugal Tribe and Save Even More Money

If you’re of a money mind, perhaps being frugal and avoiding debt, you may find that most of your friends don’t share this trait with you.  In real life, finding friends who share your passion for saving and pinching pennies can be very difficult.

Luckily, you can look online and find your frugal tribe and save even more money.

Find Your Frugal Tribe and Save Even More Money

Thanks to technology, there are many ways to find a frugal tribe.

YouTube Tribes

Find Your Frugal Tribe and Save Even More Money
Photo by NordWood Themes on Unsplash

My husband and I are looking to save money, especially on groceries, because we’ve been facing hundreds of dollars in medical expenses each month.  The amount we spend on groceries is a place where we can reduce our expenses.

However, asking friends in real life what they spend on groceries and how they save money is a bit awkward, especially because most of my friends don’t seem to be money minded.

Enter YouTube.  I discovered one woman on YouTube who feeds her family of 5 for $30 to $35 a week!!  Insane, isn’t it?  I know I’ll never get my grocery bill that low, but it is encouraging to know that there is definitely room to cut the grocery budget.

Facebook Tribes

Find Your Frugal Tribe and Save Even More Money
Photo by Kon Karampelas on Unsplash

The same vlogger I mentioned above also runs a Facebook group, 11,000+ members strong, solely devoted to frugal meals and groceries.  I joined that group, and I’m learning a lot.

But you can find your frugal tribe in a range of topics.  I belong to several Facebook groups–one on saving on groceries, one on frugal living in general, and one about frugal ways to send your kids to college.

Change Your Tribe, Change Your Habits

Here’s the thing.  Whether you realize it or not, the people you surround yourself with, even if they are vastly different than you, affect your thoughts.  If you’re around spendthrifts, you unconsciously become a little looser with your money because that’s what you see others doing.  You may still be the most frugal person among your friends, but you’re likely less frugal than you used to be because of the influence of your peers.

Of course, the reverse is also true.  Since watching YouTube videos and joining the Facebook group, I have slashed my grocery spending by 25% every month.  Each day I learn new strategies for saving.

True, I don’t emulate a lot of what I learn.  One vlogger on YouTube made two big meals at the beginning of the week and then fed her family the leftovers for the next four days.  That definitely wouldn’t fly in my house, but it was a lesson in how to morph leftovers into other meals.

How to Find Your Tribe

If you can find a tribe in real life, that’s the best.  If you have a frugal friend, perhaps she can help you connect with more frugal people.

However, if you don’t, the Internet is a great tool.  The best starting place is YouTube and blogs.  Facebook is a close second.  Once you find one good frugal person, you can likely find more she is connected with.  If you find someone via social media or YouTube, don’t be afraid to reach out electronically and say “hi.”  Who knows, you may become friends in real life.

How do you find like-minded frugal friends?

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Frugality, Saving

Ways to Save When A Family Member Is in the Hospital

January 20, 2020 By MelissaB Leave a Comment

When you have a family member in the hospital, the last thing that you want to think about is money.  Yet, money is often a pressing concern because if you eat in the hospital cafeteria, pay for parking at the hospital, and stay in a hotel if the hospital is far from home, you will quickly rack up an expensive tab.  You may already be anxious about your hospitalized family member; there’s no need to also worry about finances.  There are several ways to save when a family member is in the hospital.

Ways to Save When a Family Member Is in the Hospital

Ways to Save When a Family Member Is in the Hospital

Bring Your Own Food

My mom was in the hospital for a few days after a knee replacement, and one of the best things I did was to bring my own food.  I bought a $13 dollar thermos from Amazon and brought my lunch in the thermos every day.  It was piping hot when I was ready to eat.  I also brought something cold like a sandwich in a little portable cooler for dinner, so my meals were covered.  This also meant that I could keep my mom company all day without leaving to go down to the hospital cafeteria.

If you don’t have a thermos or portable cooler, check with the nurses.  Many hospitals have a refrigerator visitors can use, and nurses may be willing to heat up your food for you.  However, if your family member will be in the hospital for more than a few days, I highly recommend buying a thermos and portable cooler.

Ways to Save When a Family Member Is in the Hospital
Photo by Perfect Snacks on Unsplash

Don’t forget to also bring snacks like granola bars, fig newtons, and other small, shelf-stable, filling snacks.

Discounted Parking

I was lucky in that the hospital my mom stayed at did not charge parking.  However, many do.  Again, check with the hospital because some hospitals offer discounted or free parking if you get your parking ticket validated.

Also, if family friends or other relatives ask how they can help, don’t be shy about asking for money to pay for parking.  When my mom was in the hospital, one family member generously gave me money to cover all of my accrued expenses, knowing how quickly they add up.

Discounted Hotel Stays

If your family member is in a hospital far from home, your expenses will likely add up even more quickly.  One way to make a significant difference in your expenses is to find a discounted place to stay.  Many cities have Ronald McDonald Houses nearby.  These facilities offer families with kids in the hospital free lodging and food.

In addition, some hospitals have Ronald McDonald rooms right in the hospital.  In the room, you can heat up food, sleep, take a shower, do laundry or watch TV.

Ways to Save When a Family Member Is in the Hospital
Photo by Marten Bjork on Unsplash

Finally, some hotels near hospitals offer a discounted “hospital rate” for people who have family members in the hospital.  Ask the hospital if they partner with any hotels for this rate.  Also, when calling around for a hotel to stay in, make sure to mention your situation.  The hotel may give you a discount.

Final Thoughts

If you have a family member in the hospital, remember that there are many ways you can save on food, parking, and lodging.  The last thing you want to do is worry about money, so use some of these strategies to save money while caring for a sick relative.

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Frugality, Saving

The Worst Way to Prepare When Expecting a Baby

January 6, 2020 By MelissaB Leave a Comment

When you see two pink lines on a pregnancy test, you may be ecstatic and ready to go into full on nesting mode, buying clothes, diapers, and other items.  However, doing that can actually be the worst way to prepare when expecting a baby.

The Worst Way to Prepare When Expecting a Baby

Here’s some of the poor purchases expectant parents make that they later regret:

Buying Diapers in Bulk

There are two problems with buying diapers in bulk that most first-time parents don’t think of.

Your Baby May Be Bigger or Smaller Than You Think

You don’t know what size your baby will be when born or how quickly he will grow.  Some babies are tiny and stay in the smallest size diapers for months, while others outgrow them within a few weeks.

Before we had our first child, several people gifted us with size 1 diapers.  The problem?  Our son came 17 days overdue, and he was almost 10 pounds.  Plus, he grew rapidly.  He only fit in those size 1 diapers for a few weeks, and we had plenty of leftovers.  We saved those for future kids, but all of our kids were over 9 pounds and fit in those diapers for just a few weeks.

Your Child May Be Allergic to a Certain Type of Diaper

Many babies develop a rash when using a certain type of diaper, and may need to be seen by a pediatric urgent care doctor in order to get treatment and help you figure out what might have happened to cause this.  What type of diaper, though, depends on the baby.  My friend had oodles of Pampers, but her baby broke out in a rash when using Pampers.  She could only use Huggies, so the stash she had of Pampers went unused.

Buying All Your Own Items

The Worst Way to Prepare When Expecting a Baby
Photo by Kelly Sikkema on Unsplash

Many expectant parents rush out to buy a play pen, crib, high chair, etc.  But why?  Chances are that, thanks to the generosity of coworkers, relatives, and friends, you will likely have several baby showers where you will get almost, if not all, of the items you need.

When we had our baby showers, we got every big items we needed such as a baby stroller, crib, baby bath tub, etc.

Buying Items In Gender Dominant Colors

When we had our baby showers, we didn’t yet know the gender of the baby, which turned out to be a blessing.  We asked for gender neutral items and could reuse them for the next baby, regardless of sex.  Our first child was a boy, but our next two were girls.

Time and time again, I see parents who are expecting a girl and buy every large baby item in pink.  Then, when the next child is a boy, they have to buy these items all over again and vice versa.  Don’t make this mistake.  If you plan on having several children, buy gender neutral large items.

Final Thoughts

Children come with many, many expenses.  In fact, most parents find that the expenses grow as the child grows older, and they continue until the child graduates from college.  The worst way to prepare when expecting a baby is to rush out immediately and stock up on diapers and buy big ticket baby items.  Instead, save your money for future child-related items and enjoy your pregnancy.

 

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Children, Frugality, Married Money, Saving

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