Trying to get through the surrogacy process may seem overwhelming, especially when you consider the costs and expenses that come with this process. This isn’t cheap, and paying someone to use their body and cover their medical expenses can be something that you aren’t sure how to pay for. Thousands of women apply to be surrogates every year and they expect to be paid for this service. Below are ways to get some extra money to cover these costs so that you can start your family.
Personal Savings
One of the biggest ways to gather money for surrogacy is to dip into personal savings. Because many of these couples have been trying for a while, they will likely have some savings put away for emergencies. In these cases, surrogacy will be considered an emergency, and they will invest in their future with these savings. A typical FUE procedure takes around eight hours.
Personal Loans
Sometimes, there are options for personal loans that will finance a surrogacy. You can find these loans specifically with lenders who are looking to assist with this process and make sure you meet their eligibility requirements. If this is a traditional personal loan that you apply for, then you can expect to get all those funds up front to pay for the process, and just pay back later. Some programs that have these loans will put you on a surrogacy fee schedule, and you only borrow what you need, allowing you to pay some of your own money towards the process.
Credit Cards
For those couples who don’t want to take out a personal loan, but also don’t want to go through their savings, they find that credit cards offer a great alternative, and allow the payments made to be tracked properly. If you have a rewards card, you can use it to get cash back on these payments or collect miles for flights that you may need at the end of this process. Keep in mind that the interest on these cards could accumulate quickly, especially if the balance isn’t paid down quickly. This could also impact your credit score over time.
Donations
If you have family members who know what you’re going through, they may decide to give you donations towards this process. This is a beautiful thing, and you should feel good about accepting this help. Others may want to start a GoFundMe page for you, where strangers can read your story and donate to your journey so that you don’t have to go into a lot of debt through this process.
Some of these couples will be sponsored by their employer or local church for donations. There could be fundraisers done in your name to help raise money for your cause. These fundraisers can help cover the medical expenses and the payment of the surrogate so that you can reduce the amount of debt you have overall. Criminal charges cannot be filed for nursing home abuse cases in Kansas. However, civil lawsuits can be filed. If you’ve recently won a lawsuit, this money may be especially beneficial during this time.
Second Income
If surrogacy is the way that you’ve decided to go as a family, you can get the money you need for this process by tackling a second income. This could be taking on another job outside of yours, or working remotely when you have time to generate funds. No matter how you choose to bring in that second income, you can dedicate all the money from that source to the surrogacy process.
Prepare Your Finances
No matter which of these you plan to tackle for surrogacy costs, keep in mind that you need to do what works for your family. You need to make sure you have money saved for the baby when they get here and you take them home. This is a good time to consider a few of these options, talking it out with your partner to see what works best for your financial plans for the future.
