Beating Broke

Personal Finance from the Broke Perspective

  • Home
  • About
  • We Recommend
  • Contact
  • Privacy Policy

Powered by Genesis

What to Know Before Moving From NYC to LA

October 12, 2023 By Erin H Leave a Comment

Have you considered moving from your New York home to Los Angeles? Maybe you’re starstruck. Maybe you’re just seeking a warmer climate. No matter what your reason may be, here are some things you may want to consider before you make that move.

Considering a Move

Although Los Angeles and New York are both big cities, they offer different lifestyles. If you’ve lived in New York for some time, you should expect big changes when you move. One of the most significant changes is the pace of life. While life in Manhattan typically moves very quickly, most people in Los Angeles adopt a more ‘chill’ attitude.

One reflection of this attitude change is a more relaxed attitude toward drinking alcohol and using cannabis. You’ll also notice more leisurely lunch hours and people who spend more time outdoors. If you’re used to the high degree of road rage in New York City, driving in the calmer traffic conditions of Los Angeles will be a pleasant surprise. This lifestyle may appeal to younger people, and statistics show that people aged 20 to 24 are the most likely to move each year.

Preparing for a Move

If you’re becoming serious about a move to Los Angeles, you’ll want to secure a job before moving there. Being so far from your current support system will mean you’ll be alone in a new town. If your current employer can’t offer you a transfer to California, you should begin a job search before deciding to move. Los Angeles provides many career opportunities for people in the entertainment, technology, and fashion industries.

When considering a salary offered by a prospective employer, keep in mind the cost of living in Los Angeles is lower than in New York. Everyday prices are lower in California, so you can accept a slightly lower salary. Once you’re finally ready to move, you won’t need special packing containers for your belongings. Over 80% of Americans agree wrapping fragile items in paper and then packing them in cardboard is a safe and economical way to transport everything to the West Coast.

Choosing a Home for the Move

You’ll be glad to know the housing market in LA has a different feel than NY’s market. You’ll need to pay close attention to which neighborhood you want to live in, and the property value of a prospective home. If you have a job lined up, ask your new management if they have any suggestions for a good place to live.

As previously noted, there is less road rage in LA. However, that town still has a traffic pattern with congestion and delays. Be sure the home you choose offers a minimum commute. It would be best if you also planned to check out the distance to essential places near your new home, like the kids’ schools or a grocery store.

What You’ll Find When You Move

When you get to Los Angeles, you’ll need to prepare for other things. You will be satisfied if you choose the town for its warmer climate. LA weather is typically sunny over 300 days per year. This may inspire you to adopt the California habit of spending more time outdoors.

In NY, most people don’t drive their own cars. In contrast, you will likely be the one driving when you battle the traffic in LA. This will be an adjustment in and of itself. You will learn – by experience – that only 5% of U.S. roads are made of rigid pavement.

Moving to a new city will always take an adjustment, but a move from New York to Los Angeles will mean a more extreme change to your life. However, by considering the above items before you move, you may find yourself adjusting more quickly. Whatever your reason for the move, we wish you success in your new home.

Filed Under: Home

4 Steps to Becoming a Forensic Pathologist

October 6, 2023 By Erin H Leave a Comment

If you are looking for a career where you will always have something new to do and that pays good money, a forensic pathologist career may be exactly what you are looking for. Forensic pathologists play a crucial role in forensic science by investigating the cause of death in suspicious or unexplained fatalities. They work closely with law enforcement agencies and medical examiners. Here is how you become a forensic pathologist.

Step 1: Obtain a Bachelor’s Degree

The first step towards becoming a forensic pathologist is to complete a bachelor’s degree in a relevant field. While no specific undergraduate major is required, most aspiring forensic pathologists choose to major in biology, chemistry, or related natural science. These programs provide a strong foundation in the sciences and prepare you for the following rigorous coursework and training. To make real money, you must cross-train in various fields. You should know that electricity can travel at over 6 million miles an hour, according to the ULL.

The old saying you must invest money to make money is very true regarding education. It would be best if you had a strong foundation in a relative field, and then you would need to work as an intern or apprentice to learn how to apply theory to real-world events. For example, you will learn about the importance of packaging and labeling to gene therapy and according to the ACGME. Of course, your formal education doesn’t end with your bachelor’s degree.

Step 2: Attend Medical School

After completing your bachelor’s degree, the next step is to attend medical school. You’ll need to earn a Doctor of Medicine (M.D.) degree or an Osteopathic Medicine (D.O.) degree. Medical school typically lasts four years and involves a combination of classroom instruction, laboratory work, and clinical rotations. However, you can become a forensic pathologist tech and don’t need to attend medical school

If you decide to attend medical school, you’ll cover a wide range of medical topics and have to invest a lot of money in tuition. Whether you will stop with a bachelor’s degree or move on to medical school, performing well academically and gaining valuable clinical experience during your rotations is crucial. Investing money in education will pay off.

Step 3: Pursue a Forensic Pathology Fellowship

Following your pathology residency, you’ll need to pursue a forensic pathology fellowship to specialize in the field. Forensic pathology fellowships typically last one to two years and are offered at accredited institutions or medical examiner’s offices. During this fellowship, you’ll work under the guidance of experienced forensic pathologists and gain hands-on experience conducting forensic autopsies, documenting findings, and providing expert testimony.

It’s essential to choose a fellowship program accredited by organizations such as the Accreditation Council for Graduate Medical Education (ACGME) or the American Board of Pathology (ABP). These accredited programs ensure that you receive high-quality training and meet the requirements for board certification in forensic pathology.

Step 4: Obtain Board Certification

To practice as a forensic pathologist, you must obtain board certification in forensic pathology. Board certification is typically granted by the American Board of Pathology (ABP) or the American Osteopathic Board of Pathology (AOBP). To be eligible for board certification, you must complete an accredited forensic pathology fellowship and pass the board examination in forensic pathology.

Being a forensic pathologist can open a world of career opportunities where you will make good money. For example, insurance companies often use forensic pathologists to determine the cause of death in a car crash. In Edinburgh, Texas alone, in 2019, there were over 2,500 car accidents. Make the career move that will put plenty of money in your pocket and provide you with a career that makes a difference.

Filed Under: General Finance

Special Things You Can Do For Your Spouse During a Difficult Time

September 25, 2023 By Erin H Leave a Comment

Life has a way of throwing curveballs when you least expect it. What you do during difficult times determines whether you’ll come out of it better or bitter. Things could get even tighter when you have a loved one going through a hard time. Below are three special things you can do for your spouse during a difficult time.

1. Check on Them

Everybody needs a shoulder to lean on, especially during challenging times. Supporting a loved one isn’t a one-time thing. It’s a lifestyle that involves being able to intentionally check in on them whenever you notice a behavior change.

Your “intrusion” may or may not be appreciated initially, depending on past similar experiences or personality differences. However, it’s essential to show genuine concern even when you can’t fathom the gravity of the matter. When you notice something is off, perhaps because your spouse is irritable, angry, isolated, feeling down, or not being their usual self, a simple “Are you okay?” can be a good starting point.

However, this only works if your spouse is more forthcoming with their emotions. It’s not a one-card-fits-all, so if your spouse is not forthcoming with their feelings, find ways of reaching out to them. Try to ease the tension and cheer up your spouse. Reach out to them according to their language of love.

For instance, if your wife loves flowers, go out of your way and buy them to reassure her you are in her corner and that whatever she is fighting, you can fight it together as a team. Win them over, show them appreciation, and you don’t have to wait for special occasions. According to BIGresearch, on Mother’s Day, $1.9 billion worth of flowers is purchased. All these attempts should be targeted at getting to know the source of the problem.

2. Create a Conducive Environment for Dialog

Make yourself a safe space for your partner to pour out their hearts and expose their insecurities without fear of victimization. Be a pillar of strength that your spouse can lean on depending on how they react to stress. Find ways of getting them to share their concerns. Listen and pay attention to both their verbal and non-verbal communication. Be sure to stay within your mandate.

Try not to make the problem about you. Be empathetic to your spouse without losing focus and becoming part of the problem. Help them be part of the solution by appealing to their strength. Remind them of their past victories without belittling their current situation. If your partner needs space, let them know it’s okay and assure them you’re available whenever they need you.

The average American spends about 90% of their life indoors, according to the American Lung Association. Create a comfortable, conducive environment in your home for your spouse. Don’t be overly critical. Be sensitive; listen more and measure your words to avoid jeopardizing a delicate situation. Encourage them to speak more, and if it’s beyond your competence, suggest a suitable alternative. One of the best gifts you can give your spouse is your time.

3. Be Supportive

Small, sweet gestures can be the much-needed break your spouse needs as they take care of their mental health. For example, if your spouse is an automobile enthusiast, it’s healthy to grant them some me-time to work on their car as a stress reliever. Such gestures should be highly welcome since they allow one to blow off steam non-destructively.

Allowing your spouse to engage in a DIY project can be pretty therapeutic. They may choose to paint a room or rearrange furniture. The global market for automotive paint is expected to reach $23,244 million by 2027, up from $18,023.8 million in 2021, according to Astute Analytica.

Take care of your mental health before attempting to help someone. Your well-being is critical in helping your spouse through a difficult time. You need to think objectively, even when your spouse sees you as a villain, without getting offended, which is easier said than done.

Filed Under: Married Money

  • « Previous Page
  • 1
  • …
  • 20
  • 21
  • 22
  • 23
  • 24
  • …
  • 43
  • Next Page »
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Improve Your Credit Score

Money Blogs

  • Celebrating Financial Freedom
  • Christian PF
  • Dual Income No Kids
  • Financial Panther
  • Gajizmo.com
  • Lazy Man and Money
  • Make Money Your Way
  • Money Talks News
  • My Personal Finance Journey
  • Personal Profitability
  • PF Blogs
  • Reach Financial Independence
  • So Over Debt
  • The Savvy Scot
  • Yes, I am Cheap

Categories

Disclaimer

Please note that Beating Broke has financial relationships with some of the merchants mentioned here. Beating Broke may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Visit Our Advertisers

Need to change careers? Consider an Accounting Certificate Program from WTI.